Josh Hammer, host of The Josh Hammer Show, has said that predatory litigation and “billboard lawyer” culture have negatively impacted Americans’ quality of life. He praised Florida’s tort-reform path as a model for other states. This statement was made on the social media platform X.
“For far too long, predatory litigation and “billboard lawyer” culture have harmed Americans’ real quality of life,” said Hammer, Podcast Host. “Florida has chosen a different tort reform course—and in this, as in other ways, our state has led by example.”
Florida’s 2023 tort reform, enacted through House Bill 837, significantly altered the state’s civil justice system. According to industry data, the reform reduced attorney fee multipliers, shortened the statute of limitations for negligence claims, and modified comparative negligence rules. The law aimed to curb excessive litigation and lower insurance costs, marking one of the most comprehensive legal reforms in Florida’s history.
Following the passage of Florida’s 2023 tort reform (HB 837), property insurance litigation dropped by approximately 30% within a year. Analysts credit these reforms with stabilizing Florida’s previously volatile insurance market by decreasing legal costs and expediting claims resolution.
Reports indicate that Florida’s tort reform measures have helped revive the state’s insurance market by encouraging new insurers to enter and restoring competition. Since HB 837’s enactment, there has been improved profitability and reduced claims volatility, signaling renewed confidence in market stability. These reforms are widely viewed as a turning point for Florida’s insurance environment.
Hammer is a constitutional attorney, syndicated columnist, and host of The Josh Hammer Show. Before launching his media career, he clerked for the U.S. Court of Appeals for the Fifth Circuit and practiced law at Kirkland & Ellis LLP. He is also a frequent commentator on legal reform and public policy.



